Works best when
- User needs to execute calls on multiple L2s with one signature.
- Assets scattered across chains need to be used without bridging friction.
- No gas on destination chain but funds available on source chain.
Avoid when
- Contract-to-contract composability required (use crosschain messaging instead).
- High-level intent without knowing specific contract calls (solvers better suited).
- Institutional-scale transfers requiring immediate economic finality.
I2I vs I2U — context differences
Institution to institution
I2IBetween institutions, both counterparties have legal recourse and symmetric trust. Visible call targets and amounts across chains are tolerable given bilateral confidentiality agreements; the value is atomic multi-chain execution without custody intermediaries. Liquidity providers take on slashing risk under L1-enforced dispute rules, so no counterparty depends on operator honesty.
Institution to end user
I2UThe user is asymmetric to any liquidity provider. The L1 dispute mechanism must guarantee funds cannot be stolen regardless of provider behavior; the user's unilateral exit must not require provider cooperation. Public UserOp contents expose end-user activity to MEV extraction and surveillance, making encrypted submission a priority for user-facing deployments.
Post-quantum exposure
Risk · medium- Vector
- Signature schemes used by ERC-4337 accounts (ECDSA, BLS) are broken by a CRQC. HNDL risk is low since UserOp contents are public and non-confidential.
- Mitigation
- Migrate account validation modules to post-quantum signatures (hash-based or lattice-based) once standardized in EIPs.
Components
- ERC-4337 account with multichain validation module signs a Merkle root over the set of UserOps, letting one signature authorize calls across many chains.
- CrossChainPaymaster contracts on each L2 accept vouchers from liquidity providers, pay gas, and release funds on the destination.
- L1CrossChainStakeManager tracks liquidity provider registrations and stakes, with an 8-day unstake delay.
- Liquidity providers stake on L1 once per network and quote fees via reverse Dutch auction; stake sizing is O(networks), not O(funds moved).
- P2P UserOp mempool propagates signed intents and vouchers permissionlessly.
- L1 canonical bridge serves as the arbiter for disputes when a liquidity provider misbehaves.
Protocol
- user Discover registered liquidity providers operating on both source and destination chains.
- user Sign a multichain UserOp. On the source chain, lock funds in the CrossChainPaymaster and request a voucher specifying provider list and fee schedule via reverse Dutch auction. Funds unlock automatically if no voucher arrives promptly.
- operator A liquidity provider claims the source-chain funds by submitting a signed voucher. The same voucher releases provider funds on the destination. Source funds remain locked for one hour before crediting the provider's deposit.
- user Append the provider voucher to the destination UserOp signature and submit to the destination chain.
- contract Destination CrossChainPaymaster verifies the voucher, checks provider deposits, pays gas, and releases funds to the user.
- user Calls execute on the destination. The same signature can traverse any number of additional L2s using more vouchers.
- contract If a provider misbehaves, the L1 dispute mechanism slashes the violating stake and rewards any other provider that supplies a violation proof.
Guarantees & threat model
Guarantees:
- Censorship resistance via a permissionless mempool where a single honest node is sufficient to propagate intents.
- No trusted intermediaries: users execute their own calls, and disputes resolve on L1.
- Inherits the security of each underlying chain. Providers cannot steal funds, only face slashing risk.
- One signature authorizes operations across all involved chains.
- Latency matches the slowest underlying chain.
Threat model:
- Requires the same account implementation or a compatible validation module on every involved chain.
- Requires the same signing key on every chain until an L1 keystore with L1SLOAD is available.
- Capital efficiency cost: one-hour fund lock on the source chain after voucher issuance.
- Reorg risk on destination chains with frequent reorganizations; a deep reorg can invalidate a voucher redemption.
- Out of scope: application-layer confidentiality. Call targets, amounts, and account identities are all visible.
Trade-offs
- Not suitable for contract-to-contract composability. The model is account-based only.
- ERC-4337 bundler overhead persists until EIP-7701 (Native AA) adoption.
- Dispute mechanism adds complexity compared to simple bridges; wallets must track open vouchers and their dispute windows.
- Requires wallet-side coordination to discover providers and construct cross-chain Merkle roots before signing.
Example
A user wants to mint a 1 ETH NFT on one L2. They hold 0.8 ETH on a second L2 and 0.5 ETH on a third. The wallet builds three UserOps (two transfers and one mint), signs the Merkle root once, and two liquidity providers supply vouchers on the source chains. Funds atomic-swap to the destination, the mint executes, and the whole flow settles within seconds.